Pupil's school insurance, what for?

In your country, you subscribed insurance and know why… So why not also subscribe one now in Vietnam?
Do you think there is less risk? We do not think so and it is our job and our duty to tell you about it.

You might need both House Multirisks and School Insurance and if so, we will tell you. But keep in mind that, we, in Groupama, don’t want you to pay if it is not necessary or sell what you do not need; but yes we certainly want you well protected.

Our Advice:

Do not stay in doubts and immediately investigate fully how you are protected. If you are not sure, contact us by mail or phone (English, French or Vietnamese).

  • Pupil’s Personal Accident insurance for your Children
    • In school, your child can be injured: fall, accident, blow, crash...
      He might be already covered for himself, but what if he is responsible of damage to others! More than one kid might be injured or even be paralyzed for his whole life, and there are also property damages. His Public liability will then be helpful. You know it does not happen only to others.
    • In many countries Pupil’s Personal Accident insurance is strongly recommended by Public Authorities. It is necessary as soon as your child joins activities, such as outside class visit or sportive activities off the school program. In fact the difference between his activities is not easy to catch, and it is highly recommended to subscribe this insurance.
    • Why do not you do the same in Vietnam? It costs only USD30 per child and per year!
  • Pupil’s School Insurance will complete your COSY House Multirisks
    • The « Public Liability » chapter of your COSY House Multirisks Insurance covers all family 24 hours/day, including your children. That includes damages or injuries to people and school properties. If you are already insured with Groupama Vietnam, we will send you a certificate if the school needs it.
    • BUT School Insurance covers more, up to specific risks which your child might face during his scholar or “extra-scholar” activities time. Above his Public “school fellows” Liability, Insurance we propose has also a “Personal accident” chapter which covers against medical or ambulance expenses with a sum in case of Death or Permanent Disablement. This insurance includes an “Assistance Service” for search and transportation back to your home in Vietnam. Have a look at all the covered sections.
    • Whatever the chosen school, Groupama Vietnam can insure your Child.
      And it is free insurance for him when he joins other schools activities, if they are already insured with Groupama (guaranties extension)
  • Pupil's insurance: summary of cover
  • Comprehensive Household Insurance Multirisks « COSY » with Groupama Vietnam will cover you as well as your family
    • Your Homeland insurance might surely not cover your properties here. Will you accept to be exposed in Vietnam to Water Damage, Fire, Windstorm or a Theft? COSY House Multirisks Insurance handles those risks on the CONTENTS of your home; your most valuable items as well as handy electronic devices (computer, cameras etc) can also beneficiate from these protections.
    • COSY House Multirisks Insurance can also have YOU (AND YOUR SPOUSE AND CHILDREN) covered against Public and Tenant Liability. Your Firm and your past Insurance might cover you against those risks! CHECK?
      Are you insured if any one of your family cause any damage in the street or in a store? Are your children insured when at school? Are you covered home against damage if your house has to be renewed after a fire or an explosion? You might have to pay back to the owner “cleaning or re-painting walls, electricity, air conditioners etc.” and this can often cost much more than your own lost belongings. Think about it?
      Are you covered during week-ends or vacations spent in another country?
      Would you be less responsible here in Vietnam than in your country?
      Will you dare risk?
    • Your COSY House Multirisks Insurance can also cover your HOME SERVANTS against accidents, 24hours/day, including road accident, with planed sum in case of Death or Permanent Disablement, and medical expenses up to 10% of the chosen sum. It is not expensive for you but important for them.
      As example, for a USD5,000 sum, you pay only USD15 / year. Your employee can be reimbursed up to USD500 for medical expenses following an accident. He can receive a good medical assistance when necessary; and this could mean for him the equivalent of 5 month salary… In case of death, his/her family and children will receive the equivalent of around 4 year salary to help his family and children. Do you think that would not help? Think it over.